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Mohammad Saifur Rahman

Associate Professor of Management
Krannert School of Management
Purdue University

Personal Website

Research

Current Research Focus

Digital Transformation and Local Market Structure

  • Analyzing consumer debt management strategies in the era of fintech (e.g., the impact of local financial market structure on peer-to-peer platform borrowers).

  • Business value of physical stores in omnichannel retailing.

  • Welfare impact of Internet usage on local product variety and its interaction with market structure and demographics.

Digital Traces

  • Harnessing the promise of digital traces (e.g., role of digital traces in AI-assisted shopping).

  • Measuring and quantifying geographic divide in information consumption.

  • Economics of geography-conscious recommendation systems.

Crowdsourcing and the Sharing Economy

  • The impact of ride-sharing technology on wealth creation and employment shifts.

  • Generating competitive intelligence from crowdsourced information (e.g., Yelp reviews).

Publications

Publications

Working Papers

  • Crowd-Driven Competitive Intelligence: Understanding the Relationship between Local Market Structure and Online Rating Distributions, with D. Gutt and P. Herrmann.

  • Proximity to a Traditional Physical Store: The Effects of Mitigating Online Disutility Costs, with B. Nault.

  • Digital Traces and the Future of AI-Assisted Shopping, with with P. De and Y. Hu.

  • Where You Live Matters: The Impact of Local Financial Market Competition in Managing Online PeerTo-Peer Loans, with M. Alyakoob and Z. Wei.
  • Choice of IT Governance Mode: The Effects of IT Infrastructure Agglomeration, with T. Havakhor and P. Setia.
  • The Effects of Sister-Store Presence and Market Competition on Product Assortment: Evidence from Book Retailing, with T. Chen, Y. Hu, and J. Sun.

Research in Progress 

  • Geography and the Rise of FinTech: Evidence from Peer to Peer Lending, with M. Alyakoob and A. Mahalingam.
  • The Income and Wealth Effects of the Sharing Economy, with M. Alyakoob.
  • Website Engagements and Social Media as a Source of Traffic: How Geography Mediates the Role of Social Media, with W. Kar.

  • The Impact of IT Usage on the Evolution of a Decision Bias: An Empirical Study, with P. Herrmann and D. Kundisch.

  • Physical Stores in the Age of Omnichannel Retailing, with W. Kar and B. Nault.
  • Efficiency of the Market for Information: An Analysis of the Featured Reviews in Online Word-of-Mouth, with W. Jabr.

Other Publications

  • Digital Economy and Technology Adoption: A Research Commentary, Industry Canada, Government of Canada. 2013.

  • Do All Product-Oriented Web Technologies Reduce Product Returns?, with P. De and Y. Hu. ISB Insight 10(1), 2012.

Grants

  • NSF I-Corps Grant ($50,000), 2017.
  • SSHRC Insight Grant ($97,397), (co-applicant with W. Jabr), 2013.

  • SSHRC SRG Grant ($85,547), 2011.

  • SSHRC Development Grant ($1,000), University of Calgary, 2010.

  • Dean's Research Publication Award ($20,000), Haskayne School of Business, University of Calgary, 2009, 2010, 2013.

  • Internal Awards ($17,855), University of Calgary, 2009.

  • Dean's Research Grant ($40,000), Haskayne School of Business, University of Calgary, 2008.

  • Purdue Research Foundation (PRF) Dissertation Research Grant for the 2007-2008 Academic Year ($18,000).

  • 2002 Research Institute for the Study of Man (RISM)/Landes Supervised Fieldwork Grant ($5,000), RISM, New York. (Supervisor: K. Ward, Southern Illinois University, Carbondale, IL).

Conference Presentations/ Proceedings

Presentations/Preceedings

  • 2013-2017
    • Geography and the Rise of FinTech: Evidence from Peer to Peer Lending, with M. Alyakoob and A. Mahalingam, The First Toronto Annual FinTech Conference, Ontario, Canada, 2017.

    • Where You Live Matters: The Impact of Local Financial Market Competition on a Borrower’s Debt Management Strategies, with M. Alyakoob and Z. Wei, Third Workshop on Marketplace Innovation, Stanford University, Stanford, CA, 2017.
    • Where You Live Matters: The Impact of Local Financial Market Competition on a Borrower’s Debt Management Strategies, with M. Alyakoob and Z. Wei, Boulder Summer Conference on Consumer Financial Decision Making, Boulder, CO, 2017.

    • To Prepay or Default? The Impact of Local Financial Market Competition in Online Debt Crowdfunding, with M. Alyakoob and Z. Wei, POMS 28th Annual Conference (POMS), Seattle, WA, 2017.
    • To Prepay or Default? The Role of Local Financial Market Competition in Online Peer-to-Peer Lending, With M. Alyakoob and Z. Wei, Workshop on Information Systems Economics (WISE), Dublin, Ireland, 2016.

    • Choice of IT Governance Mode in Multi Business Firms: The Effect of Technology Embeddedness, with T. Havakhor and P. Setia, Conference on Information Systems and Technology (CIST), Nashville, TN, 2016.

    • Crowd-Driven Competitive Intelligence: Understanding the Relationship between Local Market Structure and Online Rating Distributions, with D. Gutt and P. Herrmann, INFORMS Annual Meeting 2016 (co-author presented), Nashville, TN, 2016.

    • Crowd-Driven Competitive Intelligence: Understanding the Relationship between Local Market Structure and Online Rating Distributions, with D. Gutt and P. Herrmann, NBER Summer Workshop on Economics of IT and Digitization, Boston, 2016.

    • The Hunt for Quality in a Market: Exploring the Relationship between Local Market Structure and Digitized Customer Experience, with P. Herrmann, Workshop on Information Systems Economics (WISE), Auckland, New Zealand, 2014.

    • The Hunt for Quality in a Market: Exploring the Relationship between Local Market Structure and Digitized Customer Experience, with P. Herrmann, Workshop on e-Business (WeB), Auckland, New Zealand, 2014.

    • What is the Relationship between Market Structure and Digitized Customer Experience?, with P. Herrmann, INFORMS Annual Meeting 2014 (co-author presented), San Francisco, CA, 2014.

    • Exploring the Relationship between Local Market Structure and Digitized Customer Experience, with P. Herrmann, Conference on Information Systems and Technology (CIST), San Francisco, CA, 2014. [Best Research Video Award]

    • The Effect of Sister-Store Presence and Market Competition on Product Assortment: Evidence from Book Retailing, with T. Chen, Y. Hu, and J. Sun, POMS 25th Annual Conference (POMS), Seattle, WA, 2014.
    • An Internet-Enabled Move to the Market, with F. Gong and B. Nault, POMS 25th Annual Conference (POMS), Seattle, WA, 2014.

    • Dynamics of the Market for Information: An Analysis of the Online Word-of-Mouth, with W. Jabr, International Conference on Information Systems (ICIS), Milan, Italy, 2013.

    • The Impact of Technology Clusters on Centralization of IT Governance, with T. Havakhor and P. Setia, INFORMS Annual Meeting 2013 (co-author presented), Minneapolis, MN, 2013.

    • Reach Versus Competition in Channels with Internet and Traditional Retailers, with B. Nault, Theory in Economics of Information Systems 2013, Monterey, CA, 2013.

    • Digital Economy and Technology Adoption, 47th Annual Conference of the Canadian Economic Association, Montreal, Canada, 2013.

    • Dynamics of the Market for Information: An Analysis of the Online Word-of-Mouth, with W. Jabr, Ninth Symposium on Statistical Challenges in Electronic Commerce Research (SCECR) (co-author presented), Lisbon, Portugal, 2013.

    • Does it Pay Off to Bid Aggressively? An Empirical Study, with P. Herrmann and D. Kundisch, Hawaii International Conference on System Sciences (HICSS), Hawaii, 2013.

  • 2010-2012
    • To Bid or Not to Bid Aggressively? An Empirical Study, with P. Herrmann and D. Kundisch, Workshop on Information Systems Economics (WISE), Orlando, FL, 2012.

    • Does it Pay Off to Bid Aggressively? An Empirical Study, with P. Herrmann and D. Kundisch, International Conference on Information Systems (ICIS), Orlando, FL, 2012.

    • The Role of Online Reviews in Mitigating Product Uncertainties, with W. Jabr, INFORMS Annual Meeting 2012 (co-author presented), Phoenix, AZ, 2012.

    • Does it Pay Off to Bid Aggressively? An Empirical Study, with P. Herrmann and D. Kundisch, INFORMS Annual Meeting 2012 (co-author presented), Phoenix, AZ, 2012.

    • The Effect of Store Coordination and Market Competition on Product Assortment: Evidence from Book Retailing, with T. Chen, Y. Hu, and J. Sun, INFORMS MSOM (Manufacturing and Service Operations Management) Conference, Columbia University, 2012.

    • The Impact of Delegating Decision Making to IT on the Sunk Cost Effect, with P. Herrmann and D. Kundisch, Workshop on Information Systems Economics (WISE), Shanghai, China, 2011.

    • IT, Logistics Outsourcing and Industry-level Productivity, with F. Gong and B. Nault, INFORMS Annual Meeting 2011 (co-author presented), Charlotte, NC 2011.

    • Sunk Cost Effect: The Impact of Delegating Decision Making to IT, with P. Herrmann and D. Kundisch, INFORMS Annual Meeting 2011 (co-author presented), Charlotte, NC, 2011.

    • Sunk Cost Effect: The Impact of Delegating Decision Making to IT, with P. Herrmann and D. Kundisch, Seventh Symposium on Statistical Challenges in Electronic Commerce Research (SCECR) (co-author presented), Rio de Janeiro, Brazil, 2011.

    • An Empirical Investigation of the Effect of Advanced Web Technologies on Product Returns, with P. De and Y. Hu, Workshop on Information Systems Economics (WISE), St. Louis, MO, 2010.

    • Product Returns: An Empirical Investigation of the Effect of Advanced Web Technologies, with P. De and Y. Hu, Conference on Information Systems and Technology (CIST), Austin, TX, 2010.

    • Software Maintenance and Piracy: Economic and Policy Implications of Patch Development Resources, with K. Kannan and M. Tawarmalani, University of Alberta Workshop on Information Systems Security, University of Alberta, Edmonton, AB, Canada, 2010.

  • 2003-2009
    • Advance Selling Battle on Infomediaries: How Quality Differentiation Determines Price Premiums, with M. T. Ackura and Z. Ozdemir, Conference on Information Systems and Technology (CIST), San Diego, 2009.

    • Advance Selling of Services Through Infomediaries, with M. T. Ackura and Z. Ozdemir, INFORMS Annual Meeting 2009 (co-author presented), San Diego, 2009.

    • When and How Should Service Providers Adopt Internet Infomediaries? with M. T. Ackura and Z. Ozdemir, CORS/INFORMS International Meeting 2009, Toronto, Canada, 2009.

    • Strategic Adoption of Internet Agents, with M. T. Ackura and Z. Ozdemir, INFORMS Marketing Science Conference 2009 (co-author presented), Ann Arbor, 2009.

    • Website Features and Online Shopping: How Technology Usage Impacts Consumer Demand, with P. De and Y. Hu, INFORMS Annual Meeting 2008, Washington D.C., 2008.

    • Website Features and Online Shopping: How Technology Usage Impacts Consumer Demand, with P. De and Y. Hu, 2008 Big Ten Information Systems Symposium (co-author presented), University of Notre Dame, IN, 2008.

    • Battle of the Retail Channels: How Internet Selection and Local Retailer Proximity Drive Cross-channel Competition, with E. Brynjolfsson and Y. Hu, International Conference on Information Systems (ICIS), Montréal, Québec, Canada, 2007.

    • The Impact of Technology Usage on Consumer Demand, with P. De and Y. Hu, Workshop on Information Systems Economics (WISE), Montréal, Québec, Canada, 2007.

    • The Countervailing Incentive of Restricted Patch Distribution: Economic and Policy Implications, with K. Kannan and M. Tawarmalani, Workshop on the Economics of Information Security (WEIS), Carnegie Mellon University, Pittsburgh, PA, 2007.

    • The Impact of the Internet on the Sales Distribution: The Role of Product Attributes, 2006 Big Ten Information Systems Symposium, University of Illinois at Urbana-Champaign, IL, April 29, 2006.

    • Data Mining, Group Memory, Group Decision Making: A Theoretical Framework, with N. Martin and S. Paul, Proceedings of the 9th Americas Conference on Information Systems (AMCIS), Tampa, FL, 2003.